Quick Loan, @12.75% ROI | Instant Personal loan Piramal Fiance : Piramal Finance offers a variety of loans designed to your needs, incl...
Quick Loan, @12.75% ROI | Instant Personal loan Piramal Fiance :
Piramal Finance offers a variety of loans designed to your needs, including Home Loans, Business Loans, Instant Personal Loans, & Used Car Loans, find the right product to meet your needs by downloading our App. Effortlessly check your credit score for free, use our Eligibility & EMI calculators for financial planning, and access informative content to guide your decisions. You can also get the Fraud Shield Plan for just ₹499, providing coverage against Card & UPI Fraud, ID Replacement, and more, with protection up to ₹25,000.
Highlights
- Instant Approval and disbursal
- Custom loan option
- 100% Digital Documentation
- 100% Secure Process
- Dedicated Assistance
Personal Loan Details
- Loan Amount: Typically ranges from ₹25,000 up to ₹5 lakh
- Tenure: Available options from 9 to 60 months (1 to 5 years )
- Loan Interest Rates Starting At 12.99%* p.a.
- Processing Fee: Up to 5% of the loan amount plus applicable taxes
- Precloser charges 3% of remaining principle amount + GST
- Stamp Duty at actual
Eligiblity
- Salaried and Self-Employed Individuals
- You must be a salaried individual, aged 21 to 58–60 years
- The minimum monthly income is generally ₹25,000
- Work Experience At least 6 months of continuous employment with your current employer
- A CIBIL score of 700–750+ is preferable for better approval chances
- Maintain your debt-to-income ratio below 40%
Required Documents
- Identity Proof: PAN Card; plus one of Aadhaar, Passport, Voter ID, or Driving License
- Address Proof: Aadhaar, Passport, Driving License, Voter ID, Utility Bills (not older than 3 months), or Lease Agreement
- Income Proof: Latest 3 months’ salary slips, Bank statements for the past 3–6 months, Sometimes Form 16 included, Last 2 years’ ITR
- Photograph: Recent passport-size color photo
Steps to Get an Instant Loan ( Website )
- Download the Piramal Finance App
- Apply for the loan
- Complete the basic digital documentation – ID proof and address Proof.
- Select Loan Amount & Tenure
- Provide work Information
- Update Bank Details
- Get the quick funds to your registered bank account
RealTime Loan Details
***Every applicant has a different financial profile, and lenders like Piramal Finance assess several factors before approving or rejecting a personal loan. That’s why loan details such as approval amount, interest rate, tenure, and charges can vary from person to person.
- Approval Loan Amount - ₹2,00,000 ( ₹90,000 To ₹2 Lakhs )
- Annual Interest Rate - 25.49% p.m
- Repayment Tenure - Upto 60Months
- Monthly EMI - ₹5,928
Disclaimer
The information provided here about Piramal Finance Personal Loan is for general awareness only. Loan features, eligibility, interest rates, charges, and required documents may change from time to time as per the lender’s policy. Readers should verify the latest details directly with Piramal Finance before applying. This is not financial advice, and we do not guarantee loan approval. Borrowers are advised to assess their repayment capacity and apply responsibly.
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